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Property legal verification guarantees that the seller is the property’s true owner, that all property taxes have been paid, and that the property you are buying is free from liens and other legal issues. You may have many essential questions as a new property owner or someone trying to buy or sell a property, such as “How to verify the document?” and “Is it possible to do property document verification online?” among many others. With all the information you require, this paper will walk you through the property legal verification procedure.
- Which Documents Should I Check Before Purchasing a Home?
- Documents Required For Property Legal Verification
- Steps to Follow for Property Document Legal Verification
– Collect Documents from Seller
– Initial Document Inspection
– Verify from the Local Administration
– Survey the Property
– Check Encumbrance Certificate
– Obtain a Legal Opinion
– Public Notice
– Final Agreement and Registration - How To Do Property Legal Verification Online?
– Go to the Right Government Portal
– Search Property Record
– View Property Records
– Verify Property Ownership
– Check for Encumbrances
– Download and Save the Process - When to Do Property Legal Verification?
- Conclusion
Which Documents Should I Check Before Purchasing a Home?
Before buying a house, verify these ownership proof documents:
- Sale Deed (Understand: What is Sale Deed)
- Title Deed (Understand: What is Certificate of Title)
- Building Approval Plans
- Purchase Agreement
- Encumbrance Certificate
- Completion Certificate
- No Objection Certificate
Documents Required For Property Legal Verification
Here is a list of documents you need to gather to verify the property:
- Mother Deed
- Mutation Certificate
- Encumbrance Certificate
- Property Tax Receipt
- Conversion Certificate
- Approval from Local Authority
- Building Approval Plan
- Occupancy Certificate
- No Objection Certificate
- Power of Attorney
- Joint Development Agreement
People Also Read: What should you do if Property Documents are Lost?
Steps to Follow for Property Document Legal Verification
A vital part of real estate transactions is verifying property documentation, which gives you peace of mind by ensuring the property is legitimate. To confirm ownership documents in India, take the following actions:
1. Collect Documents from Seller
Gather all the necessary ownership proof documents about the property from the seller based on your specific jurisdiction and the type of property involved.
2. Initial Document Inspection
Carefully review these documents to ensure they are real and to look for any inconsistencies. Verify that the information in the documents corresponds to the seller’s details and the property details.
3. Verify from the Local Administration
Check with the local government authorities to confirm the ownership documents included in the property documentation. This can entail going to the land record office, registrar’s office, or local municipal corporation. The property’s legal status, the true owner, and the currentness of the property taxes can all be verified here.
4. Survey the Property
Carry out a property survey, which involves checking the physical attributes of the property, its measurements, and boundaries, and comparing them with the details mentioned in the sale deeds.
5. Check Encumbrance Certificate
The encumbrance certificate can be obtained from the subregistrar’s office where the property’s sale deed has been registered. This document will help you verify whether there are any legal claims or unpaid dues on the property.
6. Obtain a Legal Opinion
Getting a legal opinion is helpful, even though you can check property paperwork without one. A seasoned real estate attorney may provide insightful advice and identify any legal problems that might not be obvious to the untrained eye.
7. Public Notice
Another way to find hidden problems with a property is to publish a notice in the local newspapers about your plan to purchase it. Claims or objections to the proposed sale shall be invited by the notification.
8. Final Agreement and Registration
Once the agreement is finalized, the next step is to register the property in your name at the registrar’s office or the local registrar’s office.
How To Do Property Legal Verification Online?
With the advancement of digital technology, performing legal verification of property documents online has become more streamlined and accessible. In India, you can now check property paperwork online without consulting a lawyer, but expert legal counsel can still be very helpful in identifying inconsistencies or possible problems. The following are some procedures for online property document verification:
1. Go to the Right Government Portal
The first thing you should do is go to the website of the state’s relevant government agency. Online platforms vary by state, so you should choose the one that applies to where you live.
2. Search Property Record
Navigate to the appropriate section of the website that allows you to view property records. You will typically have to enter some specific information about the property, such as the district, zone or circle, village, or property ID.
3. View Property Records
Once you have submitted the required information, you will be able to view the property’s details. This includes information such as the name of the property owner, the size of the property, its market value, and any encumbrances such as the loans or liens of the property.
4. Verify Property Ownership
Verify that the seller’s name corresponds to the owner’s name on the Internet. This attests to the fact that the seller is the property’s legitimate owner.
5. Check for Encumbrances
It’s also important to verify that the property is free from encumbrances, such as a mortgage or lien. If the property has encumbrances, it could complicate the purchase process.
6. Download and Save the Process
If the website allows, download a copy of the property records for your files. This could be useful later in the purchase process.
Connect with expert real estate consultants for buying, selling, or renting properties online
When to Do Property Legal Verification?
Verify Project Documents Before Purchasing a Property: This is the most common scenario where legal verification of property is required. Before buying a property, you need to ensure that the seller is the rightful owner, that the property is free from encumbrance, and complies with all the relevant laws.
Carry Out the Property Paper Verification if You Are Inheriting Property: If you have inherited property, it is a good idea to verify the documents to ascertain your legal ownership and to guarantee that the same property is not the subject of any legal disputes.
Verify the Documents Before Taking a Home Loan: Banks and financial institutions often conduct property verification before approving a home loan to ensure the property’s legal soundness and to safeguard its investment.
Conclusion
Every time someone engages in a transaction or an agreement, they should be aware of all the terms and ownership documents supplied, and the legality of the property should be verified. This reduces the possibility of danger and future conflicts. A layman may consider getting legal counsel on these topics since they may not be familiar with so many legal documents and regulations. Legal verification of property provides peace of mind and ensures a secure investment.